Experian

Overview: Experian is one of the three major credit reporting bureaus. Headquartered in Dublin, Ireland, Experian’s main U.S. location is in Costa Mesa, CA. Experian’s principal lines of business are:

  • Consumer and busines credit data
  • Decision analytics
  • Marketing services
  • Interactive tools

The calculation and reporting of FICO scores is the best-known output of the firm and its two major rivals.

Job Openings: See this list of current job openings.

Size: Experian reports these figures as of September 30, 2008:

  • Employees = 15,500
  • Employees in North America = 5,500
  • Operations in 38 countries
  • Clients in 65 countries
  • Credit information on 215 million U.S. consumers
  • Name and address information on 100 million U.S. households
  • Annual revenues (fiscal year ending 3/31/08) = $4.1 billion

Positives: Experian is a leader in the field of credit reporting, and has expanded into other lines of business information and analytics. The company is strongly profitable.

Negatives: Like the other major credit reporting bureaus, Experian has drawn criticism for its responsiveness to consumer complaints about the accuracy of its data, including regulatory scrutiny.

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