TransUnion

TransUnion Overview: TransUnion is one of the three major consumer credit reporting bureaus, founded in 1968 and headquartered in Chicago. TransUnion’s main lines of business include:

  • Marketing services
  • Fraud and identity management
  • Risk management
  • Collections management
  • Real estate services
  • Consulting services

The calculation and reporting of FICO scores is the best-known output of the firm and its two major rivals.

Job Openings: See this list of current job openings.

Size: TransUnion reports these figures:

  • Employees = 3,100
  • Operations in 25 countries
  • Serves over 50,000 businesses
  • Maintains over 500 million consumer credit histories

Positives: TransUnion is among the big three firms in consumer credit reporting. As a private company, management is insulated from the imperative to take short-term measures in response to swings in investor sentiment.

As with its principal competitors, TransUnion has developed a diversified portfolio of business information and analytic services.

Negatives: As a private company, TransUnion lacks transparency regarding reporting on its own operations.

Like its three main rivals, TransUnion has drawn criticism for its responsiveness to consumer complaints about the accuracy of its data, as well as regulatory sanctions.

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